Who Can We Help

We can help you regardless of your credit situation. Bad credit, poor credit, slow pay, or bankruptcy just does not matter. There are also many other challenging situations lenders look at when people apply for financing. Such as self-employment, short-time on job, unestablished credit, or even a first time buyer. Lenders may look upon these situations in a negative manner. In some case, those situations alone may hinder an individual from obtaining financing. We can help. Our finance department has faced just about every situation imaginable. Through our experience, many lenders, and lender programs we can help you purchase your vehicle no matter what your current situation or dilemma. We challenge you to bring us a credit situation we have not seen before. We can help you.

How "not" To Purchase Or Finance Your Vehicle

Many credit challenged individuals who desperately need a vehicle and need a vehicle in a rather short period of time do desperate things. Some end up purchasing an unreliable, non-warranted, ten year old, problematic hunk of junk for a few hundred dollars. Unfortunately, they only end up in the same situation two or three months down the road. Some, purchase the same kind of vehicle at a buy here pay here lot. They end up paying hundreds to thousands of dollars above and beyond the price of the vehicle after finance and surcharges are applied. Most buy here pay financing is never reported to credit agencies such as Trans Union or Experian. Therefore, no matter how many on time payments an individual makes there credit or credit score never improve. Unfortunately, when an individual has made all of his/her on time payments for that ten year old vehicle, in most cases, the vehicle is not road worthy. What happens next? That same individual after making numerous on time payments for years is stuck with the same credit and the same desperate car needing situation they were before. Don't fall into this viscous cycle. Brown Daub Credit can help.

Why Brown Daub Credit Financing Is Better

• Our lenders report to credit agencies such as Trans Union, Experian, and Equifax. Every on time payment you make on your vehicle will improve your credit rating and history.
• Our approvals allow financing on newer low-mileage vehicles. Most approvals range from a wide variety of current models all the way down to 2003 models.
• Our vehicles go through an extensive 115 point safety inspection.
• Our vehicles are either under factory balance warranty or are given a warranty at time of purchase.
• Many of our approvals and lending programs allow little to no money down.
• You will finance a vehicle that you will be proud to own and with on-time payments be rewarded with rebuilding and re-establishing your credit.